@font-face{font-family:Poppins;src:url(../fonts/poppins-600.woff2) format('woff2');font-weight:600;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/poppins-700.woff2) format('woff2');font-weight:700;font-display:swap}
@font-face{font-family:Roboto;src:url(../fonts/roboto-400-700.woff2) format('woff2');font-weight:400 700;font-display:swap}
:root{--navy:#012244;--navy2:#0c1c2e;--red:#d0021b;--yellow:#f9c515;--ink:#1d2430;--mute:#4f5866;--line:#d9dee5;--paper:#f4f6f9;--white:#fff}
*,*::before,*::after{box-sizing:border-box}[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}body{margin:0;font:400 17px/1.6 Roboto,system-ui,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto;display:block}a{color:inherit}
h1,h2,h3{font-family:Poppins,system-ui,sans-serif;font-weight:700;line-height:1.15;margin:0 0 .6em;color:var(--navy)}
h1{font-size:clamp(1.85rem,4.2vw,3.1rem)}h2{font-size:clamp(1.5rem,2.6vw,2.1rem)}h3{font-size:1.15rem}
p{margin:0 0 1em}.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.sec{padding:4.25rem 0}.sec--paper{background:var(--paper)}.sec--navy{background:var(--navy);color:#fff}.sec--navy h2{color:#fff}
@media(max-width:900px){.sec{padding:3.5rem 0}}@media(max-width:600px){.sec{padding:2.75rem 0}h2{font-size:1.5rem}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:52px;padding:.8rem 1.5rem;border:0;border-radius:10px;font:700 1rem/1.2 Poppins,sans-serif;text-decoration:none;cursor:pointer;white-space:nowrap}
.btn--red{background:var(--red);color:#fff}.btn--yellow{background:var(--yellow);color:var(--navy)}.btn--navy{background:var(--navy);color:#fff}.btn--white{background:#fff;color:var(--navy)}
.btn svg{width:20px;height:20px;flex:none}
/* header */
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;height:72px}
.hdr__logo{height:60px;width:auto}
.hdr__r{display:flex;align-items:center;gap:18px}
.hdr__ph{display:flex;align-items:center;gap:10px;text-decoration:none}
.hdr__ic{width:42px;height:42px;border-radius:50%;background:var(--red);display:grid;place-items:center;flex:none}.hdr__ic svg{width:20px;height:20px;fill:#fff}
.hdr__num small{display:block;font-size:.75rem;color:var(--mute);line-height:1}.hdr__num b{font:700 1.25rem/1.2 Poppins,sans-serif;color:var(--navy)}
.hdr .btn{min-height:44px;padding:.6rem 1.1rem;font-size:.95rem}
@media(max-width:700px){.hdr .wrap{height:60px}.hdr__logo{height:42px}.hdr__num{display:none}.hdr__ic{width:44px;height:44px}.hdr__r{gap:10px}.hdr .btn{font-size:.85rem;padding:.55rem .8rem;min-height:44px}}
.topbar{background:var(--navy);color:#fff;font-size:.85rem;text-align:center;padding:6px 12px}
@media(max-width:700px){.topbar{display:none}}
/* form */
.qf{background:#fff;color:var(--ink);border-radius:14px;padding:1.5rem;box-shadow:0 18px 50px rgba(1,34,68,.28)}
.qf__h{font:700 1.25rem/1.25 Poppins,sans-serif;color:var(--navy);margin:0}.qf__st{font-size:.85rem;color:var(--mute);margin:.2rem 0 1rem}
.fld{display:block;margin-bottom:.8rem}.fld span{display:block;font-size:.88rem;font-weight:600;margin-bottom:.25rem;color:var(--ink)}
.fld input,.fld select,.fld textarea{width:100%;font:inherit;font-size:1rem;padding:.75rem .85rem;border:1.5px solid #7a8594;border-radius:8px;background:#fff;color:var(--ink)}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:3px solid rgba(249,197,21,.6);border-color:var(--navy)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}@media(max-width:420px){.row2{grid-template-columns:1fr}}
.ticks{display:flex;flex-wrap:wrap;gap:.4rem .9rem;margin:.2rem 0 .9rem;font-size:.92rem}.ticks label{display:flex;align-items:center;gap:.35rem}
.ticks input{width:18px;height:18px;accent-color:var(--navy)}
.qf .btn{width:100%}.qf__fine{font-size:.8rem;color:var(--mute);margin:.6rem 0 0;text-align:center}
.qf__back{background:none;border:0;color:var(--navy);text-decoration:underline;font:inherit;font-size:.88rem;cursor:pointer;padding:.5rem 0 0}
.qf__err{color:#b00015;font-size:.9rem;margin:.4rem 0 0}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
/* shared bits */
.svc{list-style:none;margin:0;padding:0}.svc li{padding:1rem 0;border-top:1px solid var(--line)}.svc li:last-child{border-bottom:1px solid var(--line)}
.svc b{font-family:Poppins,sans-serif;color:var(--navy);display:block;font-size:1.05rem}
.quotes blockquote{margin:0;padding:0 0 0 1.1rem;border-left:4px solid var(--red)}.quotes p{font-size:1.02rem}.quotes cite{font-style:normal;font-weight:700;color:var(--navy);font-size:.95rem}
.faq details{border-top:1px solid var(--line);padding:.2rem 0}.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;font:600 1.05rem/1.4 Poppins,sans-serif;color:var(--navy);padding:1rem 2rem 1rem 0;position:relative}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:'+';position:absolute;right:0;top:.85rem;font-size:1.5rem;color:var(--red)}
.faq details[open] summary::after{content:'\2212'}.faq details p{color:var(--mute);margin:0 0 1rem}
.foot{background:var(--navy2);color:#c9d3df;font-size:.92rem;padding:2.2rem 0}.foot a{color:#fff}.foot .wrap{display:flex;flex-wrap:wrap;gap:1rem 2rem;justify-content:space-between}
.foot img{height:40px;width:auto}
@media(max-width:600px){.foot .wrap{flex-direction:column;align-items:center;text-align:center}}
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:none;gap:8px;padding:8px;background:#fff;box-shadow:0 -4px 16px rgba(0,0,0,.15)}
.mbar .btn{flex:1;min-height:48px;font-size:.95rem}@media(max-width:700px){.mbar{display:flex}.mbar[hidden]{display:none!important}body{padding-bottom:64px}}